What cyber insurance covers
Cyber insurance covers breaches, extortion, business interruption and liability. Understand what a policy pays and the limits that apply.
Unoccupied property insurance for landlords
Standard cover often lapses on a property left empty. Understand why unoccupied homes need specialist insurance and the conditions that apply.
Landlord home emergency and boiler cover explained
Landlord home emergency and boiler cover pays for urgent repairs, separate from buildings insurance. Understand what it covers and the fair-value rules.
What a business insurance pack covers for small firms
A business insurance pack bundles liability, property and extras for small firms. Understand what is included and the gaps to watch for.
SME liability insurance: public, employers’ and product cover
SME liability insurance covers public, employers’ and product risk. Understand when each is required and the ombudsman route if a claim is refused.
HMO and multi-tenant property insurance for landlords
HMO and multi-tenant lets need cover for shared spaces, licensing and landlord fixtures. Understand the policy a house in multiple occupation requires.