Independent UK insurance journalism

Insurance explained — from the policy wording to the market forces behind it.

Clear, evidence-led coverage of UK insurance for consumers and professionals — products, claims, pricing, complaints and regulation, explained without jargon and without spin.

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Evidence-led

Every claim is sourced — FCA data, ombudsman outcomes, product wording, our own analysis.

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Plain-English for consumers, rigorous detail for professionals. Same topic, both lenses.

Latest analysis

From the newsroom

Subsidence and insurance in a drying climate

Subsidence rises as clay soils dry and shift in a warming climate. Understand the risk, what cover pays and how to spot the signs.

Flood Re: how the flood scheme works

Flood Re keeps flood cover affordable for high-risk homes through a levy on every policy. Understand how the scheme works and who it helps.

Climate risk and your insurance premiums

Floods, storms and heat are pushing up the cost of cover. Understand climate risk and your insurance premiums, and what you can do.
News & Analysis

The latest from the regulator and the market