Industry - insuranceinfocus.com

Subsidence and insurance in a drying climate

Subsidence rises as clay soils dry and shift in a warming climate. Understand the risk, what cover pays and how to spot the signs.

Flood Re keeps flood cover affordable for high-risk homes through a levy on every policy. Understand how the scheme works and who it helps.

Floods, storms and heat are pushing up the cost of cover. Understand climate risk and your insurance premiums, and what you can do.

Claims inflation pushes the cost of settling above general inflation. Understand why, and what it means for the premiums you pay.

Complaints data shows which products and firms draw the most disputes. Understand what the figures reveal and how often customers win.

Insurers use AI to assess, pay and detect fraud in claims. Understand the automation and what it means for your outcome.

Black-box insurance prices driving from real behaviour, cutting young-driver premiums. Understand what is recorded and the privacy trade-off.

InsurTech is the technology reshaping how insurance is priced, sold and claimed on. Understand the shift and what it means for customers.

Cold calls, fake firms and dodgy claims firms are the common scams. Understand how to protect yourself from insurance fraud and where to report it.

Insurers investigate claims with checks, specialists and data to spot fraud and settle fairly. Understand the process and your obligations.