What cyber insurance covers
Cyber insurance covers breaches, extortion, business interruption and liability. Understand what a policy pays and the limits that apply.
Unoccupied property insurance for landlords
Standard cover often lapses on a property left empty. Understand why unoccupied homes need specialist insurance and the conditions that apply.
Landlord home emergency and boiler cover explained
Landlord home emergency and boiler cover pays for urgent repairs, separate from buildings insurance. Understand what it covers and the fair-value rules.
What a business insurance pack covers for small firms
A business insurance pack bundles liability, property and extras for small firms. Understand what is included and the gaps to watch for.
SME liability insurance: public, employers’ and product cover
SME liability insurance covers public, employers’ and product risk. Understand when each is required and the ombudsman route if a claim is refused.
HMO and multi-tenant property insurance for landlords
HMO and multi-tenant lets need cover for shared spaces, licensing and landlord fixtures. Understand the policy a house in multiple occupation requires.
Motor insurance complaints rise 12% at the ombudsman
New motor insurance complaints to the ombudsman rose 12% in early 2026, keeping it the most disputed product. Understand the disputes behind the rise.
Motor claims costs push insurers toward a loss as regulators step in
UK motor insurers tipped toward a loss in 2026 as the combined ratio passed 100%. Understand the claims costs, the figures and the FCA response.
Home insurers pay record weather claims as extreme weather bites
Home insurers paid record weather claims in 2026 as storms and floods bit. Understand the ABI figures and what they mean for future premiums.
FCA finds financial-crime controls work but wants proof they operate in practice
The FCA found insurers’ financial-crime controls work but lack proof they operate. Understand the review and the evidence the regulator now wants.