FCA finds financial-crime controls work but wants proof they operate in practice
The FCA found insurers’ financial-crime controls work but lack proof they operate. Understand the review and the evidence the regulator now wants.
FCA consults on simplifying insurance rules to cut burden on firms
CP26/22 proposes simpler insurance contract rules and lighter reporting. Understand what the FCA consultation suggests and what it could mean for customers.
Professional indemnity insurance explained
Professional indemnity covers claims of negligent advice or work. Understand who needs it, what a policy pays and the retroactive date that limits cover.
Home insurance claims data
Home claims data shows escape of water and weather leading the cost. Understand the most common claims, average payouts and the trends behind them.
Research methodologies
Our figures come from the FCA, FOS, ABI and insurers, weighed against our own analysis. Understand our method and how to read our data with confidence.
Consumer Duty in practice
Consumer Duty in practice means insurers must act in your interest at every step. Understand what good outcomes look like day to day.
UK motor premium trends 2026
Motor premiums in 2026 reflect rising claims costs and a tougher market. Understand the trends, the figures and what they mean for drivers.
Insurance distribution and commission
Brokers and comparison sites are paid by commission, now largely disclosed. Understand how distribution is funded and what you are entitled to know.
The FCA pricing practices remedy explained
The FCA remedy banned price walking so renewals no longer cost more than new business. Understand the rule and what fairer prices mean for you.
How the FOS resolves insurance disputes
The Ombudsman weighs evidence from both sides and decides what is fair. Understand the process, the timescales and what a decision means.