Landlord buildings vs contents insurance
A let property needs landlord buildings cover for the structure and, sometimes, contents for your own fixtures. See what tenants cover themselves.
Rent guarantee insurance for landlords
Rent guarantee insurance pays lost rent and often funds eviction. Understand what it covers, the conditions that decide a claim, and the waiting period.
Landlord liability insurance
Landlord liability insurance covers injury or damage to others at your property. Understand why it matters even for careful owners and what it pays.
Why young and new drivers pay more
Young and new drivers pay more because the risk data says so. Understand the pricing and the steps that genuinely cut the cost of cover.
What to do after a car accident
After a crash, the details you exchange and the timing of your call to the insurer shape everything. Know what to do and how a claim proceeds.
Motor repairs, write-offs and vehicle valuations
When repair costs pass the car’s value, insurers write it off. Understand how a total loss is decided and what you are paid.
Premium finance: the real cost of paying monthly
Paying insurance monthly through premium finance carries interest that can rival a loan. See the real cost, the FCA remedy and cheaper ways to spread it.
Single-trip vs annual travel insurance
Single-trip cover suits one holiday, annual cover suits two or more. Understand which is better value once you travel more than once a year.
Underinsurance and the average clause
Underinsurance and the average clause can cut your payout by the same proportion you are underinsured. Learn how the clause works and how to set the right sum.
Flood and storm cover in home insurance
Standard home policies cover storm damage but flood is separate, through Flood Re. Understand what is included and the excesses that shape a claim.